Are you currently paying too much or want to get a quote for a new policy? With just few clicks you could be comparing the best health insurance available to you from the major providers.
- Health insurance helps you skip NHS waiting lists
- Get a guaranteed appointment with a top consultant as well as expert advice.
My Private Medical is an independent medical health insurance website. We strive to help users find the best possible life cover quote.
Our panel of respected medical health insurance brokers will work hard to find you the best medical health insurance policy tailored to your personal circumstances.
They will search and compare hundreds of medical health cover plans from all the high street insurers for the best deals available. We search medical health insurance so you don't have to!
What is Health Insurance?
Health Insurance covers the cost of private medical treatment for any acute conditions you may suffer in the future - this can be something simple like breaking a bone or more serious like a heart attack or cancer.
People buy health insurance so they will not have to wait on the NHS waiting list. You would be able to choose where and when the treatment would take place and the specialist you would like to treat you.
Some things are not covered though, including pre-existing medical conditions, GP services, cover for incurable illness and accident and emergency admissions.
What is Budget Cover?
Budget level health insurance can provide cover for hospital treatment for in-patient procedures such as surgery, radiotherapy and chemotherapy along with Psychiatric treatment.
These policies will cover your treatment in a private hospital, it might also cover cancer treatment for up to one year and cover any costs related to transport in a private ambulance.
With some policies they might offer an NHS cash benefit if treatment is taken in an NHS hospital instead of a private hospital.
What is Standard Cover?
Mid-range level policies will cover you for most hospital fees and in some cases, specialist fees as well. In most cases, this level will offer the same benefits as the basic level cover but with added extras - this will differ per insurer.
In a lot of cases, mid range cover provides more prompt treatment, including access to specialists, access to private treatment and cover for use for consultant appointments.
Some policies will also include diagnostic tests and outpatient psychiatry, parental accommodation if your child is sick and major dental expenses may also be covered under such policies.